A budget allows you to see how much money is coming in and going out. It helps you ensure there is enough money to cover your expenses and is an effective way to make sure you are not spending more than you can afford. More importantly, a budget can help you work out how much of your income you can put towards saving for your future without impacting your everyday needs.
In order to be in a position to invest later on, you must first be in control of your cash flow, otherwise you will have nothing to invest.
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